When you are starting your car accident claims, it is important to note how to talk to insurance companies.
A lot of people share so much information at the beginning of the accident claims process. People think that by being open and cooperative insurance companies are going to get more money out of your car insurance settlement. Evil
When you start an auto accident claim, the insurance company will ask a series of questions that are designed to reduce settlement.
Here are 3 questions you should consider:
1. How could I have avoided this car accident?
This question is assuming that they were somehow responsible for the accident. The amount of money you get in the car accident claims, depends on the number of failures obtained by the car accident. The higher your fault, the less money you get from your auto accident claims.
If the insurance company can even admit even a small percentage of the blame (20%, 30%), then we will have reduced the total amount of money that could have received.
If you are asked this question, simply reply:
"I could have prevented this accident, the other driver hit me."
2. Have you had any previous injury before the accident?
Insurance companies only ask about your past injuries so that they can attribute their current injuries to the incidents of the past. This makes it appear that your injuries were actually an old injury resurfacing. So the insurance company should not pay for your accident injuries.
You should not talk about injuries before the onset of auto accident claims. Whether your current and previous injury are related is something that can be negotiated later.
Avoid answering questions about his injury, saying:
"I can not talk about my injuries right now. The first time I will talk to my doctor and then let you know about my injuries."
3. Please provide the names and addresses of witnesses?
Car insurance adjusters have been known to contact the witnesses independently of auto accidents. Once the regulator is to his testimony, he / she may cast doubt in your mind about how the accident occurred. This makes her question what they observed the witnesses and makes them useless in auto accident claims. Now he has lost a witness and hurt your chances of getting an agreement auto accident high.
If you ask if there are witnesses, simply say:
"There may be witnesses. I will get back to you once you've had time to gather all evidence and information about my accident."
Insurance companies are notorious for taking advantage of people. You can get more money from their car accident claims to avoid simple errors।
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Monday, March 19, 2012
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