Friday, June 8, 2012

Calculate Pain And Suffering The Right Way And Settle Your Car Accident

How to calculate pain and suffering? This is a difficult and controversial. When you are in a car accident, the insurance company wants to obtain a written document that releases any and all claims against the person who caused your damages. To make the release, the insurance
regulator must be adequately compensated.

You are entitled to special damages (medical expenses, lost wages, medicines, etc.) and general damages (pain and suffering, loss of consortium, physiological injuries, etc.) Most of the time, the calculation of damages and special damages is not very difficult and there is much debate about the value of medical bills, lost wages and medical costs. You can add all of them and submit receipts. However, the calculation of general damages, including pain and suffering, can be very difficult.

How much is your head? Depends who you ask. If you ask the insurance company will be informed about $ 5. If I ask you, then it is probably worth much more than that.

Personal injury attorneys use medical bills or all of the "special damages" as a way to calculate general damages. Some medical expenses are multiplied by two, another three or four times (depending on your
jurisdiction). This is only one golden rule. The insurance adjuster will fight and tell you that this is not an accurate way to calculate pain and suffering. There are no laws that will give a formula for calculating the value of the injury.

Simply multiply your medical bills will not give an exact figure. You may have an injury with a $ 2,000 bill, but the pain and suffering worth much more than three or even four times that value. For example, a fifteen-year-old suffered a cut on his face, leaving a scar on his eye to the chin. Medical bills of stitches and cleaning of the wound may not be much, but the psychological damage to grow with such damage could be worth more.

Multiplying medical expenses is not very accurate in assessing the value of pain and suffering, however, can guide you. Remember, many say more than "pain and suffering" in a car accident. You can apply for loss of consortium, loss of earning capacity, loss of quality of life, etc. For a detailed list and explanation of each type of claim, visit http://www.auto-insurance- claim-advice.com / bodily-injury-claim.html. All these claims can be added to a lot of money. Most people forget to ask for any of these types of damages. Insurance companies do not explain the process and what they want is a release for any and all claims, including those damages you forgot or do not know to ask. Insurance companies do it on purpose. Please note.

Insurance adjusters are willing to say that the value of the lesion is separated from the accident itself. They are prepared to argue that being developed for neck pain, not the fact that the total winding loss
was low. They try to limit the scope of the solution. For example, they will tell you that the driver was drunk that hit does not count because they are looking to pain and suffering. Your pain will be no more or less because someone was drunk. If you were beaten at the same speed and
same conditions of a sober person, his pain and suffering would be the same (same impact, same injury).

The insurance adjuster would be correct, the pain would be the same. But remember that what the insurance company is doing is "buying your demand." Does the fact that a driver who hit while intoxicated increase the value of a jury award? I think the answer is probably yes.

To get the most out of your pain and suffering, use the value of your medical bills, the circumstances surrounding the accident, type of injury, the jury awards in similar cases, and all claiming injury
can do. Check all the arguments the insurance adjuster is doing. Make sure you are getting a fair deal.

Article Source:- http://arnav567.over-blog.com/article-calculate-pain-and-suffering-the-right-way-and-settle-your-car-accident-106607023.html

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